Answer a few quick questions so we can match you with the right plans for your situation.
A qualified NZ adviser will walk you through your best options in plain English, no pressure, no jargon.
Choose a plan that works for you and we'll handle the paperwork. It's that simple.
Review available cover options side-by-side.
We're not tied to any insurer, advice that's always on your side.
Get covered for what you actually need, nothing more.
Access private specialists and surgery in weeks, not years.
No being assigned whoever's available.
From day-to-day care through to full surgical cover.
We explain what you're actually paying for and what you're not so you can make a confident decision.
We'll find cover that makes sense for your income and life stage, not just the most expensive plan on the shelf.
We connect you with licensed NZ advisers who are completely independent of individual insurer ties.
We guide you through every step of getting set up. No confusing forms, no chasing paperwork.
Get the right level of cover for your household without paying for things you don't need
No workplace cover to fall back on? We'll make sure you're properly protected.
Not sure if your current cover still stacks up? Request a review from a matched professional.
Request quotes from top NZ insurers without obligation.
We're local and available when you need us.
Your details are never shared without your permission.
Get a quote with zero pressure to proceed.
Insurances.co.nz was built for New Zealanders looking for straightforward pathing. We connect you with qualified, independent advisers who take the time to understand your health situation and walk you through available options. No hidden agendas, no individual insurer ties. Just clear help getting you connected with a professional.
We currently help New Zealanders compare health insurance and life insurance, by connecting with qualified, independent NZ financial advisers.
Yes, completely. There's no cost to get a quote or speak with an adviser. We're paid by the insurer if you take out a policy, meaning you can speak with an independent professional at no cost to you.
No. We work with a panel of NZ's top insurers and the advisers we partner with offer completely independent options. Our job is to find the right cover for you, not to push a particular product or provider.
All advisers on our panel are qualified NZ financial advisers, registered with the Financial Markets Authority (FMA). They're required by law to act in your best interest, not the insurer's.
When you go directly to an insurer, you only see their products. The independent licensed advisers on our panel evaluate multiple insurers to outline differences in cover and exclusions side by side.
Most people get their first quote in 24 hours. From there, an adviser will walk you through your options at a time that suits you, no rushing, no pressure.
No. Getting an insurance quote through insurances.co.nz does not involve a credit check and will not affect your credit score in any way.
Absolutely. Your details are never shared without your permission and we comply fully with the NZ Privacy Act. We connect you with a single Authorised Partner (a licensed financial adviser) to fulfill your request, and your details are never sold to multiple third parties.
Yes. If you have an existing policy and want to know if you're getting a good deal, we can review it and compare it against what's currently available in the market. Many people find they're either over-insured, under-insured, or paying more than they need to.
Not at all. There's zero obligation to proceed. We want you to feel confident in your decision, and if the timing isn't right or the options don't suit you, that's completely fine.
